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KTU Cares
Your gateway to KWSP i-Lindung Benefits Programme

KT Ultimate Advisory is committed to protecting Malaysians and empowering communities nationwide.

  • KTU Cares

    Your gateway to KWSP i-Lindung Protection Benefits

    KT Ultimate Advisory is committed to protecting Malaysians and empowering communities nationwide.

66,000 +

The Role of KT Ultimate Advisory

KT Ultimate Advisory is committed to protecting Malaysians and empowering communities nationwide. Through our partnership with FWD Takaful, we support the outreach of the i-Lindung benefit programme, a protection initiative offered through KWSP's platform for the benefit of its members. We help Malaysians gain easy access to affordable protection and create meaningful income opportunities for individuals who join our affiliate network.

Join Us Learn More About The Partnership

Our Services:

  • Public and community-focused KWSP benefit awareness initiatives
  • Corporate and workplace engagement
  • Affiliate development and training
  • National outreach through roadshows and on-site activation booths

Our goal is to make financial protection accessible, understandable, and easy for every KWSP member.

KTU's Core Functions

Public Awareness & Nationwide Outreach

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Affiliate Development & Training

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Affiliate Development & Training

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Are you passionate about helping others secure their future?

Join KTU and Enjoy These Benefits

“this is due to their excellent service, competitive pricing and customer support. It’s throughly refresing to get such a personal touch.”

shirley smith / avivon founder

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shirley smith / avivon founder

“there are many variations of passages of lorem ispsum available but the majority have suffered alteration don't look even slightly believable.”

shirley smith / avivon founder

a focused team with a
specialized skills

about avivon consultancy

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Jessica Brown

founder of avivon

Join Our Mission

Empower Communities

Be part of a nationwide team helping Malaysians gain protection and peace of mind.

Grow with Purpose

Enjoy training, support, and rewarding opportunities as you develop your career.

Make an Impact

Every family you assist brings Malaysia closer to a more secure future.

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Jessica Brown

founder of avivon

Whether you're exploring affordable protection with i-Lindung or interested to grow as a KTU affiliate, we're here to guide and support you every step of the way.

Whether you're exploring affordable protection with i-Lindung or interested to grow as a KTU affiliate, we're here to guide and support you every step of the way.

FWD Takaful's roles as our strategic marketing partner

FWD TAKAFUL BERHAD logo

FWD Takaful is a licensed family takaful operator committed to closing the protection gap for those who need it most. Through KWSP i-Lindung, our partnership will strengthen financial inclusion and resilience among Malaysian EPF members by offering easy to understand, affordable, and reliable digital solutions. FWD Takaful offers two products under i-Lindung - FWD i-Lindung Term Takaful Plan and FWD i-Lindung Critical Illness Plan.